Financial Services & Banking
Whether you are looking to be authorised by the Financial Conduct Authority (FCA), challenging a decision of the FCA at the RDC or in need of litigation or mediation advice for mis-sold retail banking products, our financial services and banking team are readily on hand to support you, and will work with you to find the best possible solution.
Our services include assisting you throughout the FCA authorisation process whether you are an investment firm or a consumer credit firm. It can be daunting to know which forms to submit, and which permissions to apply for. Our specialist team can assist with business plans, investor plans, help you decide if you need to be Mifid II registered. Not all activities which fall under financial services are necessarily regulated or require full permission.
You may be in financial difficulties with your bank and need to negotiate better terms, or perhaps you have been placed into a business support unit and wish to challenge the bank. Our team is able to assist you in finding a solution.
If you find yourself in a section 166 skilled person review process, and need to make a claim against a bank for a mis-sold retail banking product, for example, a mis-sold interest rate hedging product (IRHP). It may be that you have been sold a fixed term loan with a debilitating redemption fee. More recently, RBS have been held to account for placing Customers in Business Support Units (GRG), and it is not only having to reimburse the fees charged, but it may also have to pay out substantial consequential losses to some customers. Many companies ended up in administration, if that was you, then get in touch to see if you have a potential claim.
We are able to take over claims that you have already started, and now require assistance with, due to the complexities involved. Making a consequential loss claim can be more complex than it looks, and it may be that you need assistance in making it through the final stage. We will provide you with very direct advice on your chances of success and fees.
We also act on behalf of individuals who are being investigated by the FCA of misconduct and require representation at interviews or assistance in challenging decision notices. As the FCA widens its regulatory remit, and has begun to criminalise more failings of individuals, especially those holding senior management roles, it is important to seek early legal advice. We deal with a variety of corporate fraud matters and can provide you with the very best representation.
Challenging a regulator, a bank or a consumer credit firm can be incredibly complex. Walker Rose Solicitors will assist keep your business afloat, or if the inevitable follows and you are faced with litigation, we are committed to achieving the best possible outcome for your business or you as an individual in the most cost-effective way.
Walker Rose Solicitors:
- Advise firms on what authorisations they would require, if any.
- Are able to advise you on Collective Investment Scheme matters.
- Are able to represent you at the RDC, the Upper Tribunal (Tax and Chancery) financial services hearings and register, and High Court.
- Assist you in making a claim in a Review process; GRG, IRHP cases.
- Represent you in litigation proceedings against banks and financial services firms, which could include consumer credit firms.
- Represent individuals faced with Corporate fraud charges.
Walker Rose Solicitors provides astute legal advice and the drafting of legal agreements, polices and documents to address your immediate and on-going business needs.
We can assist, negotiate and draft agreement terms with the co-founders, investors, employees, suppliers and customers.
We can assist whether you are a new start-up or an established business. We work for you to design ‘best practice’ doctrines ensuring and securing a smooth running and efficient workplace.
Walker Rose Solicitors provide sensible commercial legal advice and draft the agreements you need in place to reduce areas of dispute or at least provide a mechanism for the parties to resolve a dispute. We can help you grow and evolve safe in the knowledge that you, your business and your brand are protected and stand on a strong legal ground to move forward.
Our advice is always precise, resilient and affordable.
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Our mission is to provide businesses, and their owners, with quality legal assistance in the most cost effective way